How do your medical bills get paid when you are injured in a car or truck accident? A lot of people have the misconception that the nsurance company for the person at fault in the accident will automatically step up and begin paying your medical expenses. Unfortunately, this rarely happens and then they are surprised when they start getting collection calls from their medical care providers.
So who does pay for your bills? Your own insurance likely has coverage called med pay which will pay (regardless of fault) up to a certain dollar limit. This is usually in the range of $5,000 to $10,000. If your medical expenses are much higher than this, then you have to rely on the other person’s insurance. However, liability insurance carriers don’t just start making payments. They require a full and final settlement of the case before they pay out any money. Your injuries may not have resolved and you may not be ready for a final settlement. sometimes it can take months or even years to finalize.
So what do you do in the meantime? If you or your accident attorney, contact the various care providers and tell them you are working on an injury claim and will keep them posted, most of them are willing to work with you. They may require you to make a small monthly payment of some amount, but they will work with you. The important thing is to keep them udated and informed about your case and your progress. Then when you finally get a settlement, you need to make certain they are paid.
We are happy to answer any of your questions about injury or accident claims. Give us a call today – its always free. 208-378-8882